| Business - Finance44 Capitalize on Affordable Luxuries
by John Maas
The scenario: Over-leveraged consumers have less disposable income now than they have in past recessions.
The tactic: Offer affordable and inconspicuous products that will give consumers a lift without making them feel guilty.
During recessions, consumers tend to give up big indulgences and... | | Read More | The scenario: A company is in a stable position to acquire or grow, but capital is hard to come by as banks tighten their lines of credit.
The tactic: Pull cash from a revolving line of credit — if you’re lucky enough to get one — so you’ll be ready when opportunity knocks.
Among the many types of lending available to c... | | Read More | : The scenario: Too many financial obligations are tying up the balance sheet.
The tactic: Renegotiate debt terms or exchange debt for equity in order to conserve cash — or even grow.
Balance sheet restructuring can take many forms, but it usually means that companies renegotiate the terms of their debt or raise capital to pay it down. I... | | Read More | ASIC, in conjunction with Consumer Affairs Victoria (CAV), has released a report examining how lenders and mortgage brokers respond to borrowers experiencing financial difficulties.
The report, Helping home borrowers in financial hardship (REP 152), found that while some lenders are responding well to the needs of their customers, there is gene... | | Read More |
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